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Why Plan Ahead?

Society today is more open to honest discussion about pre-planning funerals and recognising the financial and emotional burden they can ease on the family.

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It makes perfect sense to be a part of your own arrangements and to have a personal say in what happens at your funeral. From burial or cremation, to favourite hymns or music… these are all very personal decisions and a huge responsibility if left for somebody else to decide!​

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A funeral plan allows you to plan and pay for your funeral in advance and give you lasting peace of mind that everything is in hand.

With a funeral plan from Golden Leaves, you can secure the funeral director’s fees at today’s prices: in other words, there’s no more to pay for the funeral directors’ fees that are itemised within your funeral plan.  Golden Leaves’ funeral plans also include an allowance towards the cost of third-party fees like cremation or burial fees or the fee for the officiant at the funeral.  Alternatively, you can opt for the Golden Leaves Third Party Fee guarantee.  For an additional payment, you can secure the cost of third party fees so that these are locked in to the price of your plan. 

Trusted provider of funeral plans

At Balmoral Funeral Directors we work in partnership with Golden Leaves to provide you with a way to plan and pay for your funeral in advance.  Golden Leaves have been at the forefront of funeral planning since 1984 when funeral plans first became available in the UK, so you can trust that your family will be provided with care and service from industry experts.

The funds you pay for your funeral plan (minus a fee that Golden Leaves keeps for plan administration) are held in the Golden Leaves Trust which is separate from Golden Leaves and managed by an independent board of trustees to make sure that the funds for your funeral are there when the time comes.

Choosing your plan

We understand that everyone is different, which is why Golden Leaves’ funeral plans are designed to hold your personalised wishes in one place.

With a Golden Leaves funeral plan, you can pay in full or spread your payments over 12 interest-free monthly instalments. Please contact Golden Leaves for further information about payment options and applicable terms.

Take the first step today by calling us on 01294 278777 or email us at irvine@balmoralfunerals.com.   Please note that we cannot discuss details of Golden Leaves’ plans directly with you but we’ll pass on your details so that an experienced Golden Leaves representative can contact you to discuss your requirements.

Irvine Independent Funeral Directors Limited is an Introducer Appointed Representative of Golden Leaves Limited, authorised and regulated by the Financial Conduct Authority.  Firm Reference Number 960923. You can check this on the Financial Services Register at register.fca.org.uk.

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Golden Leaves Limited is a funeral plan provider and credit broker and not a lender.  Authorised and regulated by the Financial Conduct Authority.  Firm Reference Number 960923.  You can check this on the Financial Services Register at register.fca.org.uk.

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Help take the burden off your loved ones by taking your end-of-life
decisions in advance, in a calm and thoughtful atmosphere.

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© 2026 Balmoral Funeral Directors

Irvine Independent Funeral Directors Limited trading as Balmoral Funeral Directors. Registered Company Number SC737586

Registered Office - 21 Townhead, Irvine, North Ayrshire, KA12 0BE

Irvine Independent Funeral Directors Limited trading as Balmoral Funeral Directors is an Introducer Appointed Representative of Golden Leaves Limited, authorised and regulated by the Financial Conduct Authority. Firm Reference Number 960923. You can check this on the Financial Services Register at register.fca.org.uk. Please note that this authorisation and regulation is for funeral plans only and does not extend to other activities that we carry out such as at-need funerals

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